Texas paycheck calculator for 2026
Texas has no state income tax, so your take-home pay is your gross pay minus federal income tax, 6.2% Social Security and 1.45% Medicare, plus any pre-tax deductions. Enter your salary or hourly rate, pay frequency and W-4 details to see each paycheck for 2026.
Updated November 2026
Calculator
Federal income tax uses the IRS Publication 15-T percentage method for 2026. Texas has no state income tax on wages. Local taxes, garnishments and other deductions aren't included. Over $184,500 a year, Social Security stops once you reach the cap. This shows the yearly average per paycheck. An estimate, not tax advice.
How is my paycheck calculated?
The calculator follows the IRS percentage method in Publication 15-T for 2026, the same method payroll software uses. It annualizes your pay, subtracts pre-tax 401(k) and health insurance, takes off the standard allowance for your filing status unless the Step 2 box is checked, finds the tentative tax in the 2026 table, subtracts your Step 3 credits and divides by your number of paychecks. Social Security is 6.2% up to $184,500 of wages, and Medicare is 1.45%, plus 0.9% on wages over $200,000.
What comes out of a Texas paycheck?
Only federal taxes and your own deductions. Texas has no state income tax, and no city in Texas taxes wages, so there's no state or local withholding line at all. That's why the same salary takes home more in Dallas than in Los Angeles or New York.
Employers in Texas do pay a state tax on your wages, but it doesn't come out of your check. Texas unemployment tax, paid to the Texas Workforce Commission, is an employer cost on the first $9,000 of each employee's wages each year. New employers usually start at 2.7%.
What does a Texas employer need to know?
Texas payday law requires most employees to be paid at least twice a month (exempt employees at least monthly), and final pay is due within six days of a firing or by the next regular payday after a resignation. New hires must be reported to the state within 20 days. Our Texas payroll guide covers the TWC registration and quarterly wage reports.
Sources
- IRS: Publication 15-T (2026)
- IRS: Form W-4
- Social Security Administration: Contribution and benefit base
- Texas Workforce Commission: Employers
General information, not tax advice for your situation.
Running payroll in Texas?
We set up payroll, run it and file the federal and state reports.
See payrollDoes Texas take state tax out of paychecks?
No. Texas has no state income tax, so nothing is withheld for the state. Only federal income tax, Social Security, Medicare and your own deductions come out.
How much is $60,000 a year after taxes in Texas?
For a single filer paid every two weeks with no pre-tax deductions, about $1,938 per paycheck, or around $50,390 a year, in 2026.
Why is my real paycheck different from the calculator?
Your employer may take out other deductions, like dental, vision, a Roth 401(k) or a garnishment, and the first and last paychecks of the year can differ. The calculator covers the usual items.
Does the calculator include the new deductions for tips and overtime?
Not directly. If you claim them on your 2026 Form W-4, they lower withholding through Step 4(b). You can also claim them when you file.
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