Personal tax returns for owners and families
We prepare your Form 1040 and state return online, from K-1s and home offices to rental property and quarterly estimates. You upload documents to a secure portal, review the return with your accountant and we e-file it. No office visit, no waiting room.
Updated November 2026
What do we prepare for you?
A return you understand before you sign it. Single W-2 and nothing else? You probably don't need us, and we'll say so.
Form 1040 and your state
Joint or separate, and we check which comes out better.
Business income
Schedule C, self-employment tax, and K-1s from your S-Corp or partnership.
Rental property
Schedule E with depreciation, property by property.
Family forms
Childcare, education credits and health savings accounts.
A review call
We walk through the return, and what changed from last year, before you sign.
Next year's estimates
If you're self-employed, quarterly amounts you can plan around.
Tick them off as you gather them. Nothing here is sent anywhere.
What does a personal return cost?
A fixed price, agreed before we start. No monthly plan needed.
Essential
W-2 income and one state
$450
- W-2s, interest and dividends
- Standard or itemized deductions
- Federal and one state return
Self-employed
A side business or freelance income
$600
- Everything in Essential
- One Schedule C business or K-1
- Next year's quarterly estimates
Complex
Rentals, investments or several states
from$775
- Everything in Self-employed
- Rental properties on Schedule E
- Stock or crypto sales and extra states
Every tier includes a review call before you sign and e-filing, with the acceptance saved in your portal.
Priced on top
- Extra state returns if you moved or worked in several states
- Prior-year and amended returns, quoted after we look
- Foreign income and FBAR filings, on US expat returns
- Bookkeeping for a business that doesn't have books yet
Not sure which tier fits? We confirm it, and the fixed price, on a free call before any work starts.
How does it work online?
Same person from start to finish, on your schedule.
Your checklist
Built from last year's return and what changed.
Upload
Photos or PDFs into the secure portal.
Review together
We walk through the draft with you.
Sign and e-file
The acceptance lands in your portal.
Personal return questions, answered.
On the Complete plan, the owner's return is already included. Can't see your question? Ask it on a free call.
Get a fixed quoteFree tools: Federal income tax calculator, 2026 standard deduction, Tax document checklist, 1099 tax calculator
When is my 2026 return due?
April 15, 2027. Form 4868 extends filing to October 15, 2027, but not the time to pay, so we estimate what you owe and you pay by April 15.
I'm self-employed. What changes?
You pay 15.3% self-employment tax on most of your profit, and nobody withholds for you, so the IRS expects quarterly estimates. Once profit is high enough, an S-Corp election can lower the bill.
I moved or worked in more than one state.
You may owe part-year returns in each state, or a nonresident return where you worked. We sort out which states get a return and make sure you aren't taxed twice on the same income.
What if I get an IRS letter after you file?
Send it to us. For returns we prepared, we explain the letter and prepare the response for you to sign.
Can you prepare returns for years I missed?
Yes. We pull your IRS transcripts to see what the IRS already has, then prepare the missing years and quote the work up front.
Tell us what's messy. We'll tell you what it takes.
Tell us what you need and get a fixed price before any work starts. No pressure and no contract.